Taxes
RSU Tax Withholding: Why Your Employer Withholds Too Little (and the Quarterly Fix)
Your company withholds 22% when RSUs vest. If you're in a higher bracket, April brings a surprise bill. Here's the math and the quarterly fix.
For tech workers with equity comp
Your salary is only half your pay. The other half is a tax puzzle.
EquityStack is a field guide to the money systems tech workers actually need: RSU tax withholding, mega backdoor Roths, where to park cash between vests, and how to see your whole financial picture in one place. Written from experience, in plain English, with zero jargon where possible.
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Retirement
The Mega Backdoor Roth, Explained for Tech Workers
The most underused tax shelter in tech comp. How after-tax 401(k) contributions and in-plan Roth conversions work, with 2026 limits.
Cash management
Where to Park Cash Between RSU Vests: 5 High-Yield Accounts Compared
Vest money shouldn't sit in checking earning nothing. Five account types compared — with the tradeoffs that actually matter.
Systems
I Track My Net Worth on This Free Dashboard (Setup Walkthrough)
You can't manage what you can't see. A step-by-step setup of a free dashboard that pulls your accounts into one net-worth view.
Why this site exists
Tech compensation is weird: most of your pay arrives as shares on a vesting schedule, gets taxed through a withholding system designed for bonuses, and lands in three different brokerages. The default outcome is paying more tax than you need to and never quite seeing the full picture. These guides document the systems that fix that. More about EquityStack →